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Q: What if I don't have direct deposit?
- We unfortunately cannot provide a payday loan without
direct deposit. Please speak to your employer about setting
up direct deposit to your bank. |
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Q: How much money can I be approved for?
- You can borrow up to $500 until your next payday (based
on your take home pay). |
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Q: How long do I have before I have
to repay the loan?
- All of our loans can be out for a maximum of 18 days,
and the repayment date is always set on your pay date
through direct deposit. |
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Q: When I am applying for a payday
loan, do I have to sign anything?
- Yes, we require your authorization so that we can deposit
your loan and withdraw your payment from your bank account. |
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Q: How fast can I get my money?
- Once we received your application, someone will call
you back within the next 30 minutes to process your loan.
If approved, money will be transferred into your account
overnight and usually is available the next business day. |
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Q: I don't live in Canada or the
USA, can I still apply?
- Unfortunately, at this time, we only accept applicants
from the United States and Canada; However, we are taking
steps to service other countries in the near future. |
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Q: What can I use my payday loan
for?
- Use your money for whatever purpose you wish. If you
have some bills due, something you need to buy, or just
want to have some fun! Your loan is for you to use as
you wish. |
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Q: What if I have bad credit, or
no credit at all?
- We unfortunately can not provide a payday loan without
direct deposit. Please speak to your employer about setting
up direct deposit to your bank. |
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Q: If I have a savings account with
direct deposit can I get a payday loan?
- Yes, it doesn't matter whether you have a checking or
a savings account, as long as you have direct deposit. |
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Q: What types of fees are involved?
- Our fees are very competitive and in fact are lower
than many other on-line payday loan providers. |
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